Welcome current and future students!
Financial Aid Pro-Tip!
Fill out your FAFSA to receive Federal Financial Aid!
Cost of Attendance
The Cost of Attendance is the total estimated cost of attending a post-secondary institution for one academic year. This usually includes tuition, fees, room, board, supplies, transportation, and personal expenses. As graduate students, your COA will vary depending on your course load. To view the estimated cost based on full-time enrollment, please click below:
Graduate Student Cost of Attendance
How do I receive Financial Aid?
To receive financial aid, students need to fill out the Free Application for Federal Student Aid (FAFSA) on studentaid.gov.
How and when should I Fill out the FAFSA?
You don’t have to wait to be accepted at a school before you apply. List every possible school you may attend. The school code for the University of Florida is 001535. To receive the best financial aid offer, please submit your FAFSA as early as possible. You must fill out the 2023-2024 FAFSA for Summer 2024 and the 2024-2025 FAFSA for Fall ’24, Spring ‘25, and Summer ’25
To apply visit studentaid.gov. The 2024-2025 FAFSA will be available in December 2023
Scholarships and Grants
Students are encouraged to seek funding from outside sources such as hospitals, medical profession or industry associations, civic groups, religious organizations, ethnicity-based organizations, fraternities, sororities, places of employment, etc. During the awarding process, all students are awarded all gift aid they are eligible for. Students do not need to submit a separate application to receive this aid.
Financial Aid for Graduate or Professional Students: Financial Aid for Graduate or Professional Students (studentaid.gov)
Institutional and Third Party Scholarships: University of Florida Scholarship Search Engine
Loans
Federal Direct Unsubsidized Loans
The Federal Direct Unsubsidized Loan is a federal loan not based on financial need. Eligibility is determined by your cost of attendance minus other financial aid (such as grants or scholarships). Interest is charged during in-school, deferment, and grace periods. You can find more information on Federal Direct Unsubsidized Loans on the Student Financial Aid and Scholarships Website.
Direct Unsubsidized Loans disbursed on or After July 1, 2023, and Before July 1, 2024, have an interest rate of 7.05% for graduate and professional students. Your lender is the U.S. Department of Education, and graduate students can borrow up to $20,500 per year and up to $138,500 total, including undergraduate loans. The interest rate changes every July 1 for new loans. The interest rate is capped at 9.5%. The loan origination fee is 1.057%.
*Please note that Medical, PA and Graduate Students are not eligible for Federal Direct Subsidized Loans
Graduate PLUS Loans
Graduate Plus loans are loans for graduate and professional students who are ineligible for Unsubsidized Loans or need to supplement their Unsubsidized awards. The Graduate Plus Loan typically has a higher interest rate than the Federal Direct Unsubsidized Loan.
Graduate and professional students may borrow up to the student’s cost of attendance, minus other financial aid. Interest is charged during in-school, deferment, and grace periods. The borrower is responsible for the interest from the time the PLUS Loan is disbursed until it’s paid in full. You can choose to pay the interest or allow it to accrue (accumulate) and be capitalized (that is, added to the principal amount of your loan). Capitalizing the interest will increase the amount you have to repay. You can find more information on Graduate Plus Loans on the Student Financial Aid and Scholarships Graduate Plus Website.
The Direct Graduate PLUS Loan, has a fixed interest rate of 8.05% for loans disbursed on or After July 1, 2023, and Before July 1, 2024. This loan allows the student to borrow up to the cost of attendance minus any other financial resources. The Graduate PLUS Loan requires a credit check. The interest rate will change every July 1 for new loans. Capped at 10.5%. The loan origination fee is 4.228%.
Note: Students do not have to make payments while in school, but interest accrues on Federal Direct Loans. Students are given an automatic deferment and have a six-month grace period upon graduating, leaving school, or dropping below half-time enrollment.
Financial Aid Contacts
Susana Morales:
(352) 273-7939
sfa-med@mail.ufl.edu
Joanne Kreinbihl
(352) 273-7671
sfa-med@mail.ufl.edu